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(\"Layover\"). It is a summary of the cancellation and refund terms found in our full Terms & Conditions, which govern in case of conflict.\n\nLayover Ehf. acts as an intermediary and commercial agent for independent, licensed Icelandic tour operators (\"Operators\").\n\n---\n\n### Client-Initiated Cancellations\n\n**More than 24 hours before departure:** You are eligible for a **full refund**.\n\n**Exceptions:** Different cancellation policies may apply to private tours, multi‑day tours, or group bookings. 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